by Frederick Mann
2/26/02
Alternative Currency Debit & Credit Cards
Introduction
The purpose of this article is to provide information on debit and credit cards that can be used to convert e-gold and other alternative currencies into national fiat currencies for purchases and ATM withdrawals.
See also:
Disclaimer
This article constitutes the dissemination of information in accordance with the right to free speech. Nothing in this article is to be interpreted as legal, accounting, tax, currency, banking, or investment advice. Anyone seeking such advice should consult a properly qualified and accredited professional. All readers of this article are emphatically advised to obey all laws on Earth and in the Universe to the letter.
The following table compares the features a number of debit cards. No claim is made regarding the accuracy of the information. Please use it as a general guideline. For precise, up-to-date information, access the relevent websites.
Features/
Details |
Cash Cards
International |
e-Bullion |
X-Card
Referrer # 13008 |
CardAccounts.tv |
|
Total Startup
Cost |
$89.00 ($10 +
$79 annual) |
$34.95 |
$129 (US);
$159 (Non-US) |
$99+ (depending
on options) |
Personal
Info Required |
Tax ID (US
Only) |
SSN (US); Pass-
port # (Non-US) |
None |
Unknown |
Annual
Fee |
$79.00 |
None |
$99.00 |
$15.00 |
Monthly Ser-
vice Fee |
$3.00 (if no
transactions) |
$0.50 |
None |
None |
ATM With-
drawal Fees |
$2.00 (US);
$3.50 (Intnl.) |
$1.75 (US);
$3.50 (Intnl.) |
1.5% (min. $3) |
1% |
Information
on Card |
Account
# only |
Account
# only |
Account
# only |
Account
# only |
Daily With-
drawal Limit |
$1,000 |
$4,000 |
No limit |
No limit |
Minimum
Balance |
None |
None |
None |
Unknown |
Maximum
Balance |
Unknown |
$99,000 |
No limit |
Unknown |
Online A/c
Access |
Yes |
Yes |
No |
Yes (costs
$60 per year) |
Cost to Fund
from e-gold |
1.5% |
2% (min. $5) |
3.5% + $1 |
1.5% (access)
2% (no access) |
Lost Card
Replacement |
$25.00 |
$65.00 |
$50.00 |
$45.00 |
ATM
Networks |
Plus, Star,
Interlink, MAC |
Plus, Star, Pulse,
Interlink, NYCE, MAC |
Maestro,
Cirrus |
Cirrus |
Referral
Commissions |
Yes |
No |
Yes |
No |
My experience has been with Cash Cards International. I'm very pleased with their service and charges, coupled with the fact that I earn sufficient referral fees to pay for the charges. With the Cash Cards system, I can convert e-gold to FreeCash within minutes at a cost of 1% and then transfer the FreeCash to my debit card at a cost 0f 0.5%. Within 24 hours (week days) I can withdraw cash at an ATM. The debit card is anonymous; it has my account number on it, but not my name.
Following are some additional debit and credit cards that can be funded via alternative currencies:
[Please send suggestions for adding additional cards and/or improving this report to frederick@bigbooster.com.]
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